diff --git a/Source/Core/DolphinWX/src/MemcardManager.cpp b/Source/Core/DolphinWX/src/MemcardManager.cpp
index 1360d1aec7..86434df234 100644
--- a/Source/Core/DolphinWX/src/MemcardManager.cpp
+++ b/Source/Core/DolphinWX/src/MemcardManager.cpp
@@ -186,15 +186,37 @@ void CMemcardManager::ReloadMemcard(const char *fileName, int card)
 	for(int i=0;i<nFiles;i++)
 	{
 		static u32 pxdata[96*32];
+		static u8  animDelay[8];
+		static u32 animData[32*32*8];
+
 		if(memoryCard[card]->ReadBannerRGBA8(i,pxdata))
 		{
-			// TODO: replace this debug stuff with actually showing the image data in the lists!
-
-			wxBitmap map((char*)pxdata,96,32,32);
-
-			images[i] = list->Add(map);
+			//// it looks better without alpha
+			//for(int i=0;i<96*32;i++)
+			//	pxdata[i]|=0xFF000000;
 		}
-		else images[i]=-1;
+		else
+		{
+			memset(pxdata,0,96*32*4);
+
+			int numFrames = memoryCard[card]->ReadAnimRGBA8(i,animData,animDelay);
+			if(numFrames>0) // just use the first one
+			{
+				int n = numFrames/2;
+				u32 *icdata = animData+n*32*32;
+
+				for(int y=0;y<32;y++)
+				{
+					for(int x=0;x<32;x++)
+					{
+						pxdata[y*96+x+32] = icdata[y*32+x] /* | 0xFF000000 */;
+					}
+				}
+			}
+		}
+
+		wxBitmap map((char*)pxdata,96,32,32);
+		images[i] = list->Add(map);
 	}
 
 	for(int i=0;i<nFiles;i++)
@@ -214,38 +236,6 @@ void CMemcardManager::ReloadMemcard(const char *fileName, int card)
 		{
 			m_MemcardList[card]->SetItemImage(index, images[i]);
 		}
-
-#if FALSE
-		static u8  animDelay[8];
-		static u32 animData[32*32*8];
-		int numFrames = memoryCard[card]->ReadAnimRGBA8(i,animData,animDelay);
-		for(int n=0;n<numFrames;n++)
-		{
-			// TODO: replace this debug stuff with actually showing the image data in the lists!
-#if FALSE
-			char t[257];
-			sprintf(t,"card%d_%d_anim%d.bmp",card,i,n);
-			FILE*f=fopen(t,"wb");
-			if(f) {
-				const u8 hdr[] = {
-					0x42,0x4D,0x38,0x30,0x00,0x00,0x00,0x00,
-					0x00,0x00,0x36,0x00,0x00,0x00,0x28,0x00,
-					0x00,0x00,0x20,0x00,0x00,0x00,0x20,0x00,
-					0x00,0x00,0x01,0x00,0x20,0x00,0x00,0x00,
-					0x00,0x00,0x02,0x30,0x00,0x00,0x12,0x0B,
-					0x00,0x00,0x12,0x0B,0x00,0x00,0x00,0x00,
-					0x00,0x00,0x00,0x00,0x00,0x00
-				};
-				const u8 ftr[] = {0,0};
-
-				fwrite(hdr,1,sizeof(hdr),f);
-				fwrite(animData+(n*32*32),4,32*32,f);	// note BMP "inverts" the image vertically, so it'll look upside-down when exported this way
-				fwrite(ftr,1,2,f);
-				fclose(f);
-			}
-#endif
-		}
-#endif
 	}
 	m_MemcardList[card]->Show();
 
diff --git a/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.cpp b/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.cpp
index 39233c2baf..9bad19fa50 100644
--- a/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.cpp
+++ b/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.cpp
@@ -372,16 +372,16 @@ void decode5A3image(u32* dst, u16* src, int width, int height)
 
 void decodeCI8image(u32* dst, u8* src, u16* pal, int width, int height)
 {
-	for (int y = 0; y < height; y += 4)
+    for (int y = 0; y < height; y += 4)
 	{
-		for (int x = 0; x < width; x += 4)
+        for (int x = 0; x < width; x += 8)
 		{
-			for (int iy = 0; iy < 4; iy++, src += 4)
+            for (int iy = 0; iy < 4; iy++, src += 8)
 			{
-				for (int ix = 0; ix < 4; ix++)
+				u32 *tdst = dst+(y+iy)*width+x;
+				for (int ix = 0; ix < 8; ix++)
 				{
-					u32 RGBA = decode5A3(bswap16(pal[src[ix]]));
-					dst[(y + iy) * width + (x + ix)] = RGBA;
+					tdst[ix] = decode5A3(bswap16(pal[src[ix]]));
 				}
 			}
 		}
@@ -394,10 +394,9 @@ bool GCMemcard::ReadBannerRGBA8(u32 index, u32* buffer)
 
 	int flags = dir.Dir[index].BIFlags;
 
-	bool hasBanner = (flags&2)!=0;
-	bool fmtIsCI8  = (flags&1)!=0; // else RGB5A3 (if bit15 [ RGB5 A=0xFF ] else [ RGB4 A3 ] )
+	int  bnrFormat = (flags&3);
 
-	if(!hasBanner)
+	if(bnrFormat==0)
 		return false;
 
 	u32 DataOffset=BE32(dir.Dir[index].ImageOffset);
@@ -410,7 +409,7 @@ bool GCMemcard::ReadBannerRGBA8(u32 index, u32* buffer)
 
 	const int pixels = 96*32;
 
-	if(fmtIsCI8)
+	if(bnrFormat&1)
 	{
 		u8  *pxdata  = (u8* )(mc_data +(DataBlock*0x2000) + DataOffset);
 		u16 *paldata = (u16*)(mc_data +(DataBlock*0x2000) + DataOffset + pixels);
@@ -435,8 +434,7 @@ u32  GCMemcard::ReadAnimRGBA8(u32 index, u32* buffer, u8 *delays)
 
 	int flags = dir.Dir[index].BIFlags;
 
-	bool hasBanner = (flags&2)!=0;
-	bool fmtIsCI8  = (flags&1)!=0;
+	int  bnrFormat = (flags&3);
 
 	u32 DataOffset=BE32(dir.Dir[index].ImageOffset);
 	u32 DataBlock =BE16(dir.Dir[index].FirstBlock)-5;
@@ -446,12 +444,17 @@ u32  GCMemcard::ReadAnimRGBA8(u32 index, u32* buffer, u8 *delays)
 		return 0;
 	}
 
-	u8* animData=(u8* )(mc_data +(DataBlock*0x2000) + DataOffset);
+	u8* animData=(u8*)(mc_data +(DataBlock*0x2000) + DataOffset);
 
-	if(hasBanner)
+	switch(bnrFormat)
 	{
-		if(fmtIsCI8) animData+=96*32 + 2*256; // image+palette
-		else		 animData+=96*32*2;
+	case 1:
+	case 3:
+		animData+=96*32 + 2*256; // image+palette
+		break;
+	case 2:
+		animData+=96*32*2;
+		break;
 	}
 
 	int fmts[8];
@@ -461,8 +464,8 @@ u32  GCMemcard::ReadAnimRGBA8(u32 index, u32* buffer, u8 *delays)
 
 	for(int i=0;i<8;i++)
 	{
-		fmts[i] = formats>>(2*i);
-		delays[i] = (fdelays>>(2*i))<<2;
+		fmts[i] = (formats>>(2*i))&3;
+		delays[i] = ((fdelays>>(2*i))&3)<<2;
 		data[i] = animData;
 
 		switch(fmts[i])
diff --git a/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.h b/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.h
index 411829547b..e8527f9921 100644
--- a/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.h
+++ b/Source/Core/DolphinWX/src/MemoryCards/GCMemcard.h
@@ -63,8 +63,13 @@ public:
 		u8 BIFlags;			//0x07		0x01	banner gfx format and icon animation (Image Key)
 							//		bit(s)	description
 							//		2		Icon Animation 0: forward 1: ping-pong
-							//		1		0: No Banner 1: Banner present
-							//		0		Banner Color 0: RGB5A3 1: CI8
+							//		1		[--0: No Banner 1: Banner present--] WRONG! YAGCD LIES!
+							//		0		[--Banner Color 0: RGB5A3 1: CI8--]  WRONG! YAGCD LIES!
+							//      bits 0 and 1: image format
+							//		00 no banner
+							//		01 CI8 banner
+							//		01 RGB5A3 banner
+							//		11 ? maybe ==01? haven't seen it
 							// 	 	
 		u8 Filename[32];	//0x08		0x20	filename
 		u8 ModTime[4];		//0x28		0x04	Time of file's last modification in seconds since 12am, January 1st, 2000